This Terms of Use Agreement sets forth the standards of use of the senioramericanins.com Online Service (“Senioramericanins.com,” or the “Site”). Senioramericanins.com is owned and operated by Senior American Insurance Agency (hereinafter known as SAIA for this document), a licensed insurance agency (see Licensing). By using senioramericanins.com you (the “Client”) agree to these terms and conditions. If you do not agree to the terms and conditions of this agreement, you should immediately cease all usage of this Site. We reserve the right, at any time, to modify, alter, or update the terms and conditions of this agreement without prior notice. Modifications shall be active immediately upon being posted at senioramericanins.com. Your continued use of the Site after changes are posted constitutes an acknowledgment and acceptance of the Agreement and its modifications. Except as provided in this paragraph, this Agreement may not be amended.
Description of Service
SAIA is delivering Clients with a range of information and resources relating to Medicare coverage, health, and wellness. The Agency offers coverage such as Medicare Advantage, Medicare Supplement, Part D Prescription Drugs, burial, whole life, universal life, term, and mortgage. Review our Privacy Policy for additional information on how we do business.
Your Use of the Service
To use the Service, you must be at least 18 years of age. By using the Service, you agree to not do any of the following:
- impersonate any other person or entity
- submit any information pertaining to a third party without that party’s understanding and express consent
- submit false or misleading information
- exploit this Service for any commercial reason
- engage in any activity prohibited under the CAN-SPAM Act
- engage in any criminal or otherwise unlawful behavior
- commit any action which could give rise to civil liability
- restrict others from making use of this Service
- upload or attempt to upload any computer virus, malicious computer code, file program, or any other digital property
- commit any action that interferes with, blocks, or otherwise harms the Service
TPMO Disclaimer
SAIA do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all your options.
Federal Medicare Contracting Statement
Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare.
SAIA Is Not Associated with Any
Government nor Do We Claim to Be
Senioramericanins.com, SAIA, is privately owned and operated. Senioramericanins.com is a non-government asset for people on Medicare, providing resources to clients and potential clients. The government Medicare site is www.medicare.gov. Please contact Medicare.gov or 1-800-MEDICARE to get information on your options.
This Site is a private website and is not, associated, endorsed, or authorized by the Social Security Administration, the Health Care Financing Administration, the Department of Health and Human Services, or the Centers for Medicare & Medicaid Services nor do we claim to be. This site contains basic information about Medicare, services related to Medicare, and services for people with Medicare.
Disclaimer of Warranties
This Site is provided “as is” and on an “as available” basis with all faults. SAIA makes no representation or warranties of any kind, express of implied regarding the use of this Site or information, content, and materials included in terms of its accuracy, reliability, or otherwise.
SAIA shall have no liability for any interruptions with the use of this Site. SAIA does not warrant that this Site, its servers, or e-mail sent from SAIA are free of viruses or other harmful components. SAIA disclaims all warranties regarding the information provided, including the implied warranties of merchantability and fitness for a particular purpose, and non-infringement. Some jurisdictions do not allow the exclusion of implied warranties, therefore the above-mentioned is inapplicable.
Limitation of Liability
IN NO EVENT WILL SAIA, NOR ITS OFFICERS, DIRECTORS, AND EMPLOYEES, BE LIABLE TO YOU FOR ANY DAMAGES WHATSOEVER, AND IN PARTICULAR WE SHALL NOT BE LIABLE FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL, OR INCIDENTAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOSS OF REVENUE, OR LOSS OF USE, ARISING OUT OF OR RELATED TO THIS WEBSITE OR THE INFORMATION CONTAINED IN IT. WHETHER SUCH DAMAGES ARISE IN CONTRACT, NEGLIGENCE, TORT, UNDER STATUTE, IN EQUITY, AT LAW, OR OTHERWISE. EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, THEREFORE SOME OF THE ABOVE LIMITATIONS ARE INAPPLICABLE.
Indemnification
You hereby indemnify and hold SAIA, its officers, directors, and employees harmless from and against any and all claims and demands, including reasonable attorneys’ fees and costs arising out of or in any way related to the breach of any of the provisions of these Terms.
Governing Jurisdiction of the Courts
Our website is operated and provided in the State of New York. As such, we are subject to the laws of the State of New York, and such laws will govern these Terms, and any dispute of any sort that might arise between Client and SAIA, without giving effect to any choice of law rules.
Copyright and Trademark
SAIA and/ or its licensors own all rights to all content found on this Site and is protected by the United States and international copyright laws. All software used on this Site is property of SAIA or its software suppliers and is protected by the United States and international copyright laws. SAIA is a registered trademark of the Agency. Senioramericanins.com is a registered domain and is owned and operated by SAIA. The Agency’s trademarks may not be used in any connection with any product or service that is not of the Agency’s, in any way that may be confusing to customers or discredits the Agency. All other trademarks not owned by the Agency that are featured on this Site are the property of their respective owners.
Consent to Contact
By entering contact information and submitting it anywhere on this Site you consent to receive emails, phone calls, and information from Senioramericanins.com. By way of these communications, you will receive information about insurance products and services that may be available to you including Medicare Advantage Plans and Prescription Drug plans. Entering your personal contact information, including your name, phone number, and email address, is optional and you can call (716) 639-3321 to speak to a licensed insurance agent instead.
Regarding Text Messaging (SMS)
CUSTOMER CARE & SUPPORT: Customers of SAIA can expect to receive text messages in some circumstances, regarding general information, inquiries, appointment confirmations/reminders, or responses to requested information. Messages are for business-related, non-promotional purposes, and include follow-ups, event notifications, and service updates. Message frequency may vary. Message and data rates may apply. Text CUSTOMER CARE SUPPORT and your name for help (or text HELP for help). You can also contact us at info@senioramericanins.com or call us at (716) 639-3321. Text STOP to opt out of all future messaging.
Medicare Supplement Insurance Plans
This communication’s purpose is insurance solicitation. A licensed insurance agent/producer or insurance company will contact you. Medicare Supplement insurance plans are not linked with or sanctioned by the U.S. government or the federal Medicare program.
Entire Agreement
These Terms, including any legal notices and disclaimers within this Site, constitute the entire agreement between SAIA and you in relation to your use of this Website.
Disclaimer: This site does not provide any medical Advice